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Pet Health Insurance

Las Vegas Pet Health Insurance by Embrace

Las Vegas Pet Health Insurance by Embrace specializes in pet health insurance for cats and dogs. With a fully customizable policy, a sleek online signup process, and a website with tons of info. The entire online process only takes 10 minutes. Please call us if you need assistance at 702-477-77776.

Embrace are the Pet Insurance Experts and pet owners are extremely satisfied with their customer service, rating them over 9 out of 10 at Pet Insurance Review!

Hereditary & Genetic

Many companies leave you exposed with no coverage for genetic conditions. Embrace covers them. Hereditary and breed-specific conditions can lie dormant for years and when they do show signs it can be very expensive to treat them. ASPCA does not cover hereditary or genetic conditions and VPI has limited coverage

Per-Incident Limits

An incident is any accident or illness and per-incident limits restrict the overall amount you can be reimbursed. Some pet insurance plans require you to meet a deductible for each incident and place a maximum on the how much you can get back per incident. ASPCA has per-incident limits. Embrace does not limit you per incident. See table below.

Alternative Therapies

Embrace plans cover alternative therapies and rehabilitation. You don’t pay any extra for this coverage, it’s included in every plan. VPI and ASPCA do not cover alternative therapies, leaving you without a choice in your pet’s care and recovery. Here are some of the treatments Embrace covers: Chiropractics, Acupuncture, Homeopathic and Holistic.

Reimbursement Method

There’s more to pet insurance than just your premium. If you want a large portion of your vet bills covered then you need to pick the right sort of plan. At Embrace, all of our plans reimburse your claim as a percentage of your actual vet bill so you always get more back. Stay away from companies that use a benefit schedule (like VPI) or that only pay Usual, Customary & Reasonable charges (like ASPCA). See table below.

Wellness & Routine Care Coverage

Embrace’s Wellness Rewards is a stand-alone routine care plan to help you pay for regular visits to your vet. If your vet charges $100 for a puppy wellness visit, that’s how much Embrace will reimburse. With VPI and ASPCA you’ll get less back because they cap all wellness payments even before you’d hit your maximum wellness payout.

Independent Customer Rating

Want to know why Embrace is consistently rated one of the best pet insurance companies in America? Then get the scoop on what pet parents really think about Embrace over at PetInsuranceReview.com . Reviews are completed by actual pet insurance users and Embrace is consistently rated over 9 out of 10. Why settle for less?

Extra Fees

Don’t be nickel and dimed with extra fees. VPI has a $2 monthly payment fee and requires two months payment up front. ASPCA has a $10.50 signup fee and recurring annual fee. For multi-pet households these fees really add up.

Please contact us at 702.477.7776 for additional information regarding your Las Vegas Pet Insurance

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Las Vegas Individual Health Insurance

Las Vegas Health Insurance for Individuals and Families

M Hill Insurance Agency would like to assist you and your family to obtain the kind of Las Vegas Health Insurance that not only gives you peace of mind… but really great coverage! Please contact us for a fast & friendly quote on Las Vegas Health Insurance.

Call Our Las Vegas Health Insurance Expert at 702.477.7776

We offer nearly all types of Las Vegas health insurance plans at all price points from very low cost policies to high cost and everything in between.

We carry Las Vegas health insurance health plan types such as HMO, PPO, POS, Health Savings Accounts, and even Short Term Medical for folks between jobs and graduating college students. We even offer health plans with maternity coverage for those planning families.

We represent most of the popular Las Vegas health insurance companies such as Sierra Health, United Health Care, Health Plan of Nevada, Golden Rule, John Alden, Assurant Health and many more.

We can almost always find a plan that meets your needs AND fits your budget!

Call Our Las Vegas Health Insurance Expert at 702.477.7776

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Travel Insurance

Warning! Your Medical Insurance May Stop at the Border!

International travel can be an exciting adventure, but it can also bring many unpredictable situations if you should need medical care while you’re abroad. Many standard health plans do not provide adequate international coverage. We provide Both U.S. Citizens Traveling Abroad AND Non-U.S. Citizens Traveling to the USA with international insurance resources to ease the stress of an unfamiliar culture or medical system. Whether you need individual coverage for a vacation, or group coverage for employees in locations around the world, our site has a product to meet your needs. See Below for the product descriptions of the international plans we offer.

You have the option of Purchasing Online (see below) or downloading an application and submitting the completed application via our fax at 702-385-7776. Please contact our office at 702-477-7776 if you have any questions and we can assist you through the process.

Patriot Platinum Travel Medical InsuranceSM

Individual & family five days up to three years coverage

Patriot PlatinumSM provides first-class protection for the discerning international traveler who wants to obtain the maximum coverage available in a short-term travel medical product on the market today. Patriot Platinum builds upon the Patriot Travel plan by providing up to $8,000,000 of coverage with enhanced benefits and services and our Global Concierge & Assistance ServicesSM. There are two plans available: Patriot Platinum InternationalSM provides coverage for U.S. citizens traveling outside the U.S. and Patriot Platinum AmericaSM provides coverage for non-U.S. citizens traveling outside their home country. Coverage can be obtained from a minimum of five days up to three years.

Patriot Green Travel Medical InsuranceSM

Individual & family five days up to two years coverage

Patriot Green Travel Medical InsuranceSM is designed for the environmentally conscious traveler and provides up to $2,000,000 of medical coverage and services. This plan provides the same comprehensive benefits as the Patriot Travel plan, but also includes eco-friendly benefits including providing for the purchase of carbon offsets, pays an additional $5,000 AD&D benefit to an environmentally conscious organization, and it is paperless. Patriot Green InternationalSM provides coverage for U.S. citizens traveling outside the U.S. and Patriot Green AmericaSM provides coverage for non-U.S. citizens traveling outside their home country. Coverage can be obtained from a minimum of five days up to two years.

Patriot International Travel Medical Insurance®

Individual & family five days up to two years coverage

There are two Patriot Travel Medical Insurance products available to meet your needs, providing up to US$2,000,000 of medical coverage. Coverage can be obtained from a minimum of five days up to a maximum of two years. Patriot products address the travel medical insurance needs of U.S. citizens and foreign nationals who need temporary medical insurance while traveling for business or pleasure anywhere outside their home country. Coverage includes medical evacuation, repatriation, and your choice of deductibles and policy limits.

Patriot AdventureSM Travel Medical Insurance

Adventure athletics and adventure insurance

Patriot Adventure is designed for the adventurous international traveler. Patriot Adventure provides benefits for those traveling abroad who also intend to participate in a select group of athletic activities or adventure sports.

Patriot Executive® Travel Medical Insurance

Business traveler annual coverage

If you are an executive that travels frequently outside your country of citizenship throughout the year, don’t risk finding yourself ill or injured in a foreign country. Make sure you have a plan that provides appropriate medical coverage. Patriot Executive provides up to US$1,000,000 of medical coverage for these individuals and their families.

Patriot T.R.I.P.®
Travel Protection for trips up to 30 days

Patriot T.R.I.P. helps protect travelers who are unable to travel or are interrupted during their covered trip due to circumstances such as a sudden and unexpected illness or injury, death in the family, jury duty, job layoff, terrorism or the bankruptcy of the tour operator, cruise line or airline. Benefits also include coverage in the event of travel and baggage delay, lost baggage, emergency medical expenses, emergency medical evacuation and more.

Patriot T.R.I.P.® Elite
First Class Travel Protection

To provide superior protection for a picture perfect vacation, there is Patriot T.R.I.P. Elite, a premier travel insurance program. Patriot T.R.I.P. Elite offers a high level of benefits to travelers who need more coverage than provided by the Patriot T.R.I.P. program. The program has increased benefit amounts for emergency medical, emergency medical evacuation, travel delay, baggage, trip interruption and has a benefit for violent attacks.

Patriot T.R.I.P.® Student
Student Travel Insurance Program

Patriot T.R.I.P. Student is a “budget conscious” travel insurance program designed to provide important benefits to students for many of those unforeseen circumstances that may force the cancellation or interruption of a covered trip. This program also includes coverage for trip cancellation or interruption travel and baggage delay, lost or stolen baggage, emergency medical expenses and emergency medical evacuation.

Global Medical Insurance®
Individual & family one year or longer

Global Medical Insurance (GMI) is a revolutionary program that offers long-term flexible worldwide coverage to meet your individual or family needs, backed by the world-class services you expect.

GMI allows you to custom build a plan that is specifically tailored for you. It offers the flexibility to select from an assortment of four unique benefit plan options – each with specialized coverages. To accommodate your financial means, you can customize your length and area of coverage as well as select from multiple deductibles and modes of payment. Its flexible underwriting options also provide IMG the ability consider coverage that may have been declined by other carriers.

To maximize the outcome of your medical care, our on-site clinical staff is ready to assist you at a moment’s notice. You have the freedom to choose any provider for your services, or you can quickly and easily access providers in the extensive PPO network and the International Provider AccessSM (IPA). You also have direct access to our Medical Concierge, an unequalled service that provides you with personalized assistance in locating the best provider for your specific needs, while saving you on out-of-pocket and medical expenses.

Employer Sponsored Group Insurance

GEO Group is one of the most comprehensive group hospital, surgical, medical and life insurance programs in the world. This program is designed for employers with employees who are either U.S. or Canadian citizens who reside abroad and may return to the U.S. or Canada temporarily (for less than 12 months), or are overseas local and third country national employees. GEO Group allows employers to carve out their International employees to provide them with U.S.-style benefits and worldwide coverage. This program includes medical, dental, life and indemnity benefits for these employees and their families.

Patriot Group Travel Medical Insurance®
Five or more individuals five days up to two years

Patriot Group Travel Medical Insurance is designed for organizations who have a group of five or more members that will be traveling together, and are traveling to a destination that is not the home country of any of the traveling members. Patriot Group Travel Medical Insurance provides the same benefits as the individual Patriot Travel Medical Insurance, but with a 10% discount for applying as a group.


Sky RescueSM
Emergency Medical Evacuation

Sky Rescue provides emergency medical evacuation and scheduled coverage for individuals under the age of 65 traveling outside their home country for a minimum of three months.  The plan may be purchased for three months, six months or 12 months and can be rewritten for succeeding or subsequent periods. New Deductible, Eligibility, Conditions of Coverage and Pre-Existing Condition Exclusions will apply and a new application must also be completed.

Patriot Group Exchange ProgramSM
Group Cultural Exchange Medical Insurance

Patriot Group Exchange is designed for a group of students studying abroad or participants of a group cultural exchange program.  Three plan options are available.  The Basic Short-Term Travel Plan is an economical plan while the Standard Short-Term Travel Plan is designed to meet the U.S. visa travel insurance requirements.  The Long-Term Annual Plan has the flexibility to be tailored to meet specific needs of each program and can be renewed annually.  Plans are available in monthly increments and if a minimum of three months is purchased, coverage may be renewed (without break in coverage) for a total of two years.

Patriot Exchange ProgramSM
Cultural Exchange Student Insurance Plans

Patriot Exchange is designed for students studying abroad or participants of cultural exchange programs. Two plan options are available. The Basic Short-Term Travel Plan is an economical plan while the Standard Short-Term Travel Plan is designed to meet the U.S. visa travel insurance requirements. Plans are available in monthly increments and if a minimum of three months is purchased, coverage may be renewed (without break in coverage) for a total of two years


Student Health AdvantageSM
Long-term, worldwide medical insurance for individuals or groups of two or more international students

Student Health Advantage is designed to meet the needs of international students involved in long-term educational programs. This plan includes benefits for maternity, mental health and organized sports. After a period of 12 months, pre-existing conditions will be covered as well.

International Marine Medical InsuranceSM
Worldwide Group Coverage for Professional Marine Crew

International medical insurance for marine crew requires provisions not met by many companies. International Marine Medical Insurance (IMMI) was designed specifically to provide comprehensive medical insurance to marine crew by offering continuous coverage worldwide. IMMI provides US$1,000,000 of coverage per certificate period with a full range of benefits. Group members will be covered worldwide, including their country of citizenship, 24 hours a day.

Global Crew MedicalSM

Worldwide Coverage for Professional Marine Captains & Crew Members

Global Crew Medical (GCM) is a comprehensive and portable international medical insurance plan designed specifically for professional marine crew. GCM can help eliminate the obstacles of time, currency, and language when you are seeking medical treatment and need assistance and administration of your global health care benefits. The plan provides US$5,000,000 of lifetime coverage with a full range of benefits and offers two options: worldwide coverage and worldwide coverage excluding the U.S. and Canada. Both options provide coverage 24 hours a day, and you have the freedom to choose any doctor or hospital for treatment.

The information above is only a consolidated description of the current international insurance products and trip cancellation plans available through this website. Please refer to the Certificate Wording for the specific terms and conditions of each plan concerning eligible benefits, limitations, eligibility and exclusions. Certificate Wording is available upon request. Patriot Travel Medical Insurance, Patriot Group Travel Medical Insurance, Patriot Adventure, Patriot Executive, Sky Rescue, Global Medical Insurance, GEO Group, Patriot Exchange Program, Patriot Group Exchange Program and Student Health Advantage are administered by International Medical Group, Inc. and underwritten by Sirius International Insurance Corporation. Patriot T.R.I.P. and Patriot T.R.I.P. Student and Patriot T.R.I.P. Elite are private-label names for trip cancellation insurance and other travel related benefits and services made available by membership in the National Small Business Travel & Health Association. The program manager is iTravelInsured®, a wholly owned subsidiary of IMG. Patriot T.R.I.P. and Patriot T.R.I.P Student plans are administered by iTravelInsured and underwritten and offered where available by Delos Insurance. Patriot T.R.I.P. Elite is administered by iTravelinsured and underwritten and offered where available by Delos Insurance Company or Sirius International Insurance Corporation. IMG, International Medical Group, the IMG block design logo, Patriot T.R.I.P, Patriot Travel Medical Insurance, Patriot Adventure, Global Medical Insurance, Patriot Executive, GEO Group, Patriot Exchange Program, Patriot Group Exchange Program, Sky Rescue, Patriot Group Travel Medical Insurance and Student Health Advantage are the trademarks, service marks and/or registered marks of International Medical Group, Inc. © Copyright 2008 International Medical Group, Inc. All Rights Reserved.
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Las Vegas Chamber of Commerce Health Plan

Group Health Insurance Plans for Las Vegas Chamber of Commerce Members

Las Vegas Chamber of Commerce Health Plans

The health plans offered by the Las Vegas Chamber of Commerce (Now Known as the Las Vegas Metro Chamber) are truly one of the best deals in town. These plans can be customized for mom-and-pop sole proprietor groups all the way up to employers of any size. Even a home-based business can qualify if properly licensed. It’s a product we believe in.

M Hill Insurance Agency is a Las Vegas Metro Chamber Approved Health Insurance Broker.

Metro Chamber and Anthem Blue Cross has partnered to bring affordable health plan options to small, large biz and sole proprietors.

Please call Macquel at 702-477-7776 to discuss the options and details.

Las Vegas Metro Chamber Association Health Insurance Plan Advantages

The Las Vegas Chamber is proud to offer the only Association Health Plan in Nevada that provides quality and affordable health insurances to businesses of any size, including sole proprietors. Through the Chamber’s partnership with Anthem Blue Cross, they are giving businesses a wide range of health insurance options to fit their needs and budgets

  • 9 plans from which to choose
  • Variety of PPOs and HMOs
  • Two-year rate guarantee. Locked in rates until Jan. 1, 2021, to include plans effective Oct. 1, 2018
  • Flexibility for employers to choose up to 4 different benefit streams
  • Heath Savings Accounts (HSA) available
  • Dental, vision and life coverage available
  • Pre-existing conditions covered
  • Custom plans & pricing for sole proprietors & any size employer groups
  • Embedded life insurance for employees enrolling in plans
  • Health and Wellness fair to build awareness & encourage good health habits
  • Flexibility in underwriting that allows out-of-state employees of Nevada domiciled businesses, in most cases, to access plans

Please contact call Macquel at 702-477-7776 for details on the Las Vegas Chamber of Commerce Health Insurance Plans