Landlord Insurance Policy Discounts

Las Vegas Landlord Insurance Policy Discounts

  • New Homes/Home Renovation Discount – Homes constructed during the current calendar year and the last 7-9 calendar years (depending on State) are acceptable for this discount. Homes which have been renovated are also acceptable for this discount provided the specified work has been completed by a qualified (licensed where required) contractor and the appropriate documentation submitted.
  • Affinity Discount – This discount is available for insureds who are members of an “eligible” group and meet other specified criteria.

Call Maria at 702.477.7776 for more information on Las Vegas Landlord Insurance Policy discounts.

Las Vegas Event Insurance

Las Vegas Event Insurance and Event Liability Coverage

The Bleecher Insurance team brings 30+ years of real world business & Apply Nowaccounting experience to the table as your Las Vegas Event Insurance Agent. Click the link below and you get receive a quote and purchase right online. If you need assistance with your purchase of event insurance our office number is 702.477.7776. Please feel free to give us a call.

Click Here to Get Quotes and Shop Online
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Las Vegas Event Insurance Types we Offer:

Event Cancellation Insurance

Event Cancellation Insurance protects your revenue or expenses from an event against cancellation due to circumstances beyond your control. These circumstances can include, but are not limited to, hurricanes, earthquakes, severe/adverse weather, terrorism, labor strikes, non-appearance of key people, and unavailability of the venue due to fires, floods, or power outages.

A typical buyer of Event Cancellation Insurance would include Tradeshows, Conferences, Expos, Consumer Shows, Annual Meetings, Conventions, Sporting Events, Festivals, and more.

  • $150 minimum premium
  • In most cases, instant quotes available for up to $1,000,000 in limits.
  • Otherwise,within 24 hours you will receive an email notifying you that your quote is available after an underwriter has reviewed it.

Las Vegas Special Event Liability Insurance

Special Event Liability Insurance provides you with protection for third party bodily injury and property damage arising out of an event. Whether someone falls and gets hurt, or damage to someone else’s property, WE can provide protection by assuming the risk of legal claims brought by a third party. We can cover many types of events from fairs and festivals, consumer shows, fundraisers, dances, meetings, luncheons, parties, weddings, and more.

  • As low as $100 minimum premiums
  • Short-term and annual organizers, and short-term and annual exhibitor coverage available
  • Additional coverages, such as liquor, non-owned hired auto, additional insureds,inland marine, and waivers of subrogation are also available through the system.
  • Organizers who purchase coverage for a conference/tradeshow/convention /expo can offer their exhibitors liability coverage under a master policy for only $65 each.

Weather Insurance

We can’t ENSURE the weather… but we can INSURE it! If you are organizing a sporting event, concert, festival, wedding, or commercial production, your financial success depends on an extended period of good weather. With the success of your venture riding on something so unpredictable, you don’t want to rely on luck alone. That’s where HCC Specialty’s Weather Insurance program comes in to protect your revenues or expenses from adverse weather that could alter the expected results of your event.

Currently available for:

  • Incremental rainfall accumulation or dry hours
  • Golf Tournament Cancellation Insurance – adverse weather causing cancellation
  • Big Day Umbrella Insurance – wedding day rain insurance

Prize Indemnity Insurance

Prize Indemnity Insurance enables you to offer a risk-free large prize for a fraction of the prize value. With Prize Insurance, you benefit from increased visibility, name recognition and increased sales while resting assured that you are protected from any unnecessary liability. We provide you a real insurance policy with real financial guarantees, not merely a business contract.

With one swing of the club, your tournament participant could drive away in a luxury car, win a dream vacation, or just pocket a large check. Part of the Winsurance® promotional coverage portfolio, our Hole-in-One insurance allows you to transfer the risk of someone making that big prize hole-in-one to an A+ Best rated insurer.

  • Golf – Hole-in-One and Putting Contests
  • Football – Field Goal Kick and Football Toss Contests
  • Basketball – Half Court Shot and Parlay Contests
  • Hockey – Red Line and Blue Line Slot Shots

Please contact us at 702.477.7776 for additional information regarding your  Event Insurance and Special Event Coverage.

Las Vegas Landlord Insurance

Las Vegas Landlord Insurance

Landlords and investors in Homes, Apartments and condominiums have special needs when it comes to finding comprehensive insurance coverage designed for multi-family housing units. Our Habitational coverage safeguards your assets plus offers options such as liability protection for condominium association members and loss of rental income for apartment owners.

Coverage options include:

  • Master Key
  • Expanded Directors and Officers Liability (condominium)
  • Business Income (apartment)

Please contact Maria at 702.477.7776 for more information on Las Vegas Landlord Insurance for your Apartment building or condo.

Coverage Examples for Landlords in Las Vegas

Property

Customized Property coverage tailored to meet your individual needs, including: buildings, business property, loss of rents, replacement cost, inflation guard and equipment breakdown coverage.

General Liability

Offers protection for premises, contractual, personal and advertising injury as well as many other liability exposures.

Crime

Protection ranges from theft of personal property (inside and outside your complex) to employee dishonesty, depositor’s forgery and broad form money and securities coverage.

Optional coverage’s and limits

Apartment owners have unique requirements. We offer a choice of additional coverage’s and higher limits in some areas such as outdoor signs and accounts receivable to meet your individual needs.

Optional Unit-Owners coverage

Coverage for individual unit-owners’ improvements and betterments is available. Choose from three unique unit-owners coverage options.

Optional Directors/Officers Liability

Provides protection to current as well as past board members from claims of negligence in fulfillment of duties and responsibilities. Volunteers, committee members and employees can also qualify for coverage.

Please contact us at 702.477.7776 for additional information regarding your  Las Vegas Landlord Insurance.

Business Life Insurance

Key Person | Key Man and Business Life Insurance in Las Vegas

Types of Business Life Insurance

As a business owner, you spend many hours working and developing your business. But have you thought about what would happen to your business should you or your partner become disabled or die? To preserve the future of your business, it is important that your create a business continuation plan. Such plans often include a “buy-sell” agreement. A buy-sell agreement, funded by life insurance and written while the owners are alive, ensures that your heirs can sell their share of the business to surviving owners – and that the surviving owners can buy their share. Each owner also agrees not to sell their interests without first offering it to the remaining owners at an agreed-upon price or formula. Consider the following options for your business:

Key Man Life Insurance:

Key Man Life Insurance is designed to help your business survive the loss of a partner. To preserve the business, many partnerships have a buy-sell agreement, which fixes both the price and terms of the sale in the event a surviving partner buys out a deceased partner’s interest. Life insurance can provide the necessary funds no matter when the partner’s death occurs.

Sole Proprietorship Life Insurance:

You may want to transfer your business to a successor, in which case life insurance purchased by your heirs can provide funds to pay estate taxes and help sustain the business during the initial period of new management. Or, if your employees are interested in carrying on your business, a buy-sell agreement can be funded with life insurance to assure that your family will receive the optimum value for the business.

Stockholder Life Insurance:

We often recommend that you use life insurance to create a pre-death buy-sell agreement certifying that if a stockholder should die, the remaining stockholders can purchase his/her shares at a fixed price. This will guarantee that heirs will receive cash for their inherited business interest and that surviving stockholders will maintain control of the business.

Please contact us at 702.477.7776 for additional information regarding your  Business Life Insurance.

Document Preparation Service Bond

Las Vegas Document Preparation Service Bond | Nevada Document Preparation Service Bond

The 2013 Nevada State Legislature created a new statute NRS Chapter 240A governing the registration, licensing, and conduct of persons who provide Document Preparation Services was enacted. There are a number of registration requirements, but in addition non-attorney document preparers will need to post cash or a $50,000 surety bond.

Please call Bleecher Insurance at 702-477-7776 or toll free at 800-314-7003. We will be able to help you get your surety bond at and we can rapidly and effortlessly assist you with the required Surety Bond.

Effective March 1, 2014, a person who, for compensation and under the instructions of a client, provides assistance in various legal matters is required to be registered with the Secretary of State of Nevada as a Document Preparation Service. This new law provides consumers protections and remedies for violations of conduct by a Document Preparation Service.

Registration applies to an individual not a business. Should there be more than one individual in a business conducting document preparation services, each person who performs document preparation services must register with the State of Nevada and post cash or a surety bond.

Who is Required to Register as a Document Preparation Service?

Any person, who, for compensation and at the direction of a client, provides assistance to the client in a legal matter. These include:

  • Preparing or completing any pleading, application or other document for the client,
  • Translating the client’s answer to a question posed in such a document,
  • Securing any supporting document, such as a birth certificate, required in connection with the legal matter,
  • Submitting a completed document on behalf of the client to a court or administrative agency.

Document preparation services include preparing documents for any will or trust; any proceeding, filing or action affecting the immigration or citizenship status of a person; or any proceeding filing or action otherwise affecting the legal rights, duties, obligations or liabilities of a person. See NRS 240A.040

Call the Surety Bond Team at Bleecher Insurance at 702-477-7776. We provide exceptional service and can help you with any Surety Bond you require. We serve Las Vegas, Reno, Pahrump, Mesquite, Carson City, Henderson and everywhere in Nevada.

Please contact us at 702.477.7776 for additional information regarding your Las Vegas Document Preparation Service Bond.

Las Vegas Notary Bonds

Las Vegas Notary Bonds | Las Vegas Notary Bond

Clark County and Las Vegas requires a $10,000 Notary Bond for all Notary Publics that includes $5,000 of errors and omissions insurance and our Special Notary Program offers $10,000 of errors and omissions. The cost to you for a Las Vegas Notary Bond with this coverage is only $80.00, and we accept cash, money orders, or credit cards. The entire process only takes a few minutes so call us today at 702-477-7776.

The Bleecher Insurance Team brings 30+ years of real world business & accounting experience to the table as your Las Vegas Notary Bond Agent. We can assist you and quickly get a Las Vegas Notary Bond for you. Our office number is 702.477.7776

 

Las Vegas Notary Bonds

 

Click Here for the Clark County web site and more info on Las Vegas Notary Bonds and the requirements for being a Notary Public.

Notary Bonds work to protect the public from notarial negligence. Most states require a notary bond to protect the public, not the Notary from negligent mistakes or dishonest acts by a Notary.

  • In Las Vegas Notary Bonds Protect the public – not the Notary – from liability or dishonesty.
  • In Las Vegas Notary Bonds cover monetary damages for claims made against a Notary.

The Five Steps to Becoming a Las Vegas Notary in Nevada

  1. Complete a notary application for a new or renewal appointment
  2. Complete a notary education/training course (if applicable)
  3. Obtain a notary bond and file surety bond
  4. Submit all necessary documents & fee to the Secretary of State’s Notary Division
  5. Obtain a notarial stamp and journal

 

Las Vegas Notary Bonds

Please contact us at 702.477.7776 for additional information regarding your Las Vegas Notary Bond.

Las Vegas Surety Bonds

Las Vegas Surety Bonds and Las Vegas Notary Bond Agent

The Bleecher Insurance team brings 30+ years of real world business & accounting experience to the table as your Las Vegas Surety Bond and Las Vegas Notary Bond Agent. We can assist you and quickly get a Las Vegas Surety Bond for you or your company. Our office number is 702.477.7776.

 

Las Vegas Surety Bonds

 

Las Vegas Surety Bond Types we Offer:

  • Las Vegas Notary Bond
  • Las Vegas Document Preparation Service Bond
  • Las Vegas Appeal Bond
  • Las Vegas Bid Bond
  • Las Vegas Contractor Bond
  • Las Vegas Cost Bond
  • Las Vegas Performance Bond
  • Las Vegas Fidelity Bond
  • Las Vegas Dishonesty Bond
  • Las Vegas DMV Driving School Bond
  • Las Vegas Employee Theft Bond
  • Las Vegas Emissions Station Bond
  • Las Vegas ERISA Bond
  • Las Vegas Garage Bond
  • Las Vegas Guardianship Bond
  • Las Vegas Home Health Care Bond
  • Las Vegas Tax Bond
  • Las Vegas Judicial Bond
  • Las Vegas Lost Instrument Bond
  • Las Vegas Court Bond
  • Las Vegas Auction Bond
  • Las Vegas Auctioneer Bond
  • Las Vegas Auto Dealer Bond
  • Las Vegas Used Car Dealer Bond
  • Las Vegas Materials Lender Bond
  • Las Vegas Mortgage Broker Bond
  • Las Vegas Mortgage Lender Bond
  • Las Vegas Non-resident Cost Bond
  • Las Vegas Collection Agency Bond
  • Las Vegas Contractor License Bond
  • Las Vegas Health Club Bond
  • Las Vegas DMEPOS Bond
  • Las Vegas Telemarketing Bond
  • Las Vegas Trust Bond
  • Las Vegas Payday Loan Bond
  • Las Vegas Payment Bond
  • Las Vegas Preneed Funeral Bond
  • Las Vegas Surplus Lines Broker Bonds
  • Las Vegas Sales Tax Bond
  • Las Vegas Subdivision Bond
  • Las Vegas Supersedes Bond
  • Las Vegas Janitorial Bond
  • Las Vegas Vehicle Title Bond
  • Las Vegas Home Health Care Bond
  • Las Vegas Health Care Professional Bond
  • Las Vegas Business Bond
  • Las Vegas Business Service Bond
  • Las Vegas Title Agency Bond
  • Las Vegas Travel Agency Bond
  • Las Vegas Utility Bond
  • Clark County License Bond
  • Other Miscellaneous Bonds

 

Las Vegas Surety Bonds
Las Vegas Notary Bonds and Las Vegas Surety Bonds are often required by law for various business activities, or as a condition of a business contract.

A Las Vegas Surety Bond is issued by an entity on behalf of a “second party”. It guarantees that the “second party” will fulfill an obligation or series of obligations to a “third party”.

In the event that the obligations are not met, the “third party” will recover its losses via the bond. In essence, a Las Vegas Surety Bond is an insurance policy that guarantees the performance of an individual or a business entity.

Las Vegas Surety Bond Premiums

Bond premiums vary greatly depending on the applicant, the bond type, surety, and the applicant. Just like other forms of credit, everyone does not receive the same rate.

Please contact us at 702.477.7776 for additional information regarding your Las Vegas Surety Bonds.

Nevada Surety Bond types we offer.

  • Nevada Surety Bond
  • Nevada Judicial Bond
  • Nevada Notary Bonds
  • Nevada Contractor Bond
  • Nevada Performance Bond
  • Nevada Fidelity Bond
  • Nevada Dishonesty Bond
  • Nevada Tax Bond
  • Nevada Judicial Bond
  • Nevada Court Bond
  • Nevada Auction Bond
  • Nevada Auto Dealer Bond
  • Nevada Mortgage Broker Bond
  • Nevada Collection Agency Bond
  • Nevada Contractor License Bond
  • Nevada DMEPOS Bond
  • Nevada Telemarketing Bond
  • Nevada Trust Bond
  • Nevada Payday Loan Bond
  • Nevada Preneed Funeral Bond
  • Nevada Surplus Lines Broker Bonds
  • Nevada Janitorial Bond
  • Nevada Business Bond
  • Nevada Home Health Care Bond

Please contact us at 702.477.7776 for additional information regarding your Las Vegas Surety Bonds.

General Liability Insurance Las Vegas

Liability Coverage for Your Business

Your company faces a variety of risks during normal business operations. A General Liability Insurance Policy, also known as business liability insurance, helps protect you from various types of liability claims, such as third-party bodily injury, third-party property damage and other injuries depending on the policy. Most of our clients also purchase property coverage or get their general liability coverage as part of a combined coverage Business Owner Policy. Not everyone needs that however, and we are also able to offer a stand-alone General Liability Policies.

We can assist you in person at our offices, or by telephone from the safety and comfort of  your offices.

For solid advice and price quotes on General Liability Insurance please give us a call. Our office number is 702.477.7776. 

Click Here for Directions to our office:

Bleecher Insurance Advisors – 3085 S. Jones Blvd, Suite A, Las Vegas, NV 89146

Running a business is complicated enough; there is no need to worry about the financial consequences from covered events that disrupt your business. Our carriers provide different coverages for your business in the event of property damage, or bodily injury arising from your premises, products or on-going/completed operations.

 

Las Vegas General Liability Insurance

 

General Liability Insurance Advisor Team at Your Service

GL insurance policies are often required by contract or by statute and most commonly protects you and your company for claims involving property damage, bodily injury and property damage resulting from your services, operations, or products. A GL policy may also cover you if you are held liable for damages to your landlord’s property.

Please contact our Team of Advisors at 702-477-7776 and we’ll be happy to explain how General Liability can protect you and your business.

Las Vegas General Liability Insurance

Resources for Las Vegas Business Owners in Las Vegas:

These links are posted for your convenience. We update these resources from time to time so please check back with us.

Las Vegas Metro Chamber of Commerce

Clark County Business Licensing Division

 

Please contact us at  702.477.7776.

Click Here for Google Map Link:

Bleecher Insurance Advisors – 3085 S. Jones Blvd, Suite A, Las Vegas, NV 89146

Las Vegas Commercial Auto Insurance

Las Vegas Commercial Auto Insurance

The Bleecher Insurance team brings 30+ years of real world business & accounting experience to the table as your Las Vegas Commercial Auto Insurance Agent. Please contact us for a fast & friendly quote on for your company’s Las Vegas Commercial Auto Insurance. Our office number is 702.477.7776. We understand that safe drivers and dependable vehicles play a critical role in your company’s success. You use vehicles to provide mobility to your employees, equipment, and products. But road conditions, weather, and other drivers are out of your control. Just like the insurance on your own car, Las Vegas commercial auto insurance is there to provide coverage for you and your business.

Las Vegas Commercial Auto Insurance Coverages

Whether you manage just a few pickups or a full fleet of box trucks, you’ll find flexible coverage that works for your company. Our customizable coverage can include:

A Las Vegas Commercial Auto Insurance Policy Covers for …

  • Bodily Injury other people’s bodily injuries or death for which you are responsible
  • Property Damage damages to someone else’s property for which you are responsible
  • Collision your vehicle when your car hits, or is hit by, another vehicle
  • Comprehensive your vehicle for losses resulting from incidents other than collision
  • Uninsured/Underinsured Motorist you for bodily injuries, damages, or death caused by an at-fault uninsured or underinsured driver
  • Medical Payments medical expenses to you and your passengers injured in an accident
  • Hired Auto autos you borrow or rent
  • Non-Ownership employees using their cars for the business

To learn more about our comprehensive Las Vegas commercial auto insurance policy provisions or to benefit from our world class Claims and Loss Control professionals, please contact us at (702) 477-7776.

Please contact Maria & Micah at 702.477.7776 for a Quote on your Las Vegas Commercial Auto Insurance

Las Vegas Group Health Insurance

Las Vegas Group Health Insurance

The Bleecher Insurance team brings 40+ years of real world business & accounting experience to the table as your Las Vegas Group Health Insurance Agent. Please contact us for a fast & friendly quote on Las Vegas Group Health Insurance. Our office number is 702.477.7776.

Bleecher Insurance provides Las Vegas Group Health Insurance in Las Vegas Nevada specializing in small to medium sized businesses with 2-99 employees. We have plans that meet both your coverage AND budgetary needs.

We can even work with very small groups such as husband & wife teams and folks that work from home based business offices but still need affordable Las Vegas Group Health Insurance.

We offer a variety of plans that includes the more traditional HMO, PPO & Major Medical Plans as well as POS plans which are a PPO/HMO/Major Medical Combination.

We are also authorized to carry the Las Vegas Chamber of Commerce Group Health Insurance Plans which are a great deal for many small businesses, including home based businesses.

In addition we also offer HSA (Health Savings Accounts) and HRA (Health Reimbursement Arrangements) which in many cases can provide your business with significant tax savings.

In addition we also offer Group Dental Insurance plans and Group Vision Insurance plans to complete benefit offerings to your employees.

Las Vegas Group Health Insurance Benefits Review

We will sit down with you and perform a comprehensive review of your current group health insurance plans and programs and make our best recommendations based on your needs.

A list of some of the Las Vegas Group Health Insurance Carriers:

We can provide you with quotes from the above carriers, plus many more!

Please contact Maria & Micah at 702.477.7776 for a quote on Las Vegas Group Health Insurance.

Las Vegas Workers Compensation

Las Vegas Workers Compensation Insurance Agent

Las Vegas Workers Compensation Insurance also known by workers comp, workmans comp or just work comp is a type of insurance providing medical benefits and wage replacement to employees injured while on the job. It is required by law in Nevada and in most states. Most clients really appreciate our experienced based advise and we often help our clients save money.

Our office number is 702.477.7776

If you would like to visit our offices,  Please Click for Directions to: 3085 S Jones Blvd Suite A, Las Vegas, NV 89146

The Bleecher Insurance Advisor team brings decades of business ownership experience combined with nearly 15 years as a workers compensation insurance broker.  Please contact our work comp advisors for a fast quote for your business. Let us help you solve your Workers Compensation Insurance issues.

Most clients tell us the difference they experience when working with Bleecher Insurance Advisors is the level of service and sound advice they receive. We would  love to discuss your Las Vegas Workers Compensation Needs.

Please Call us at: 702-477-7776

Las Vegas Workers Compensation Insurance

 

Las Vegas Workers Compensation Insurance Management Systems

Many of our carriers offer systems to help you build a strong foundation for operating a safe, secure work environment. These systems often include accident prevention and loss control, team service lead by your Professional Insurance advisor, claims management and medical and disability management programs.

What does this mean to you — the Las Vegas employer?

  • Reduced injuries and losses
  • Reduced medical and disability costs
  • Reduced policy adjustments
  • Reduced premium costs

 

Resources for Las Vegas Businesses:

Nevada State Workers Compensation Insurance Division

Las Vegas Metro Chamber of Commerce

Clark County Business Licensing Division

 

Las Vegas Workers Compensation Insurance

 

Experience in Workers Compensation Insurance for the following industry groups:

  • Agriculture
  • Contractors
  • Light Manufacturing
  • Artisan Contractors
  • Printing
  • Automotive Service
  • Auto Dealers
  • Retailers
  • Food Service
  • Service providers
  • Hotels/Motels
  • Wholesalers/Distributors
  • Medical Offices
  • Business Offices
  • Sales and collection offices
  • Mental Health Services
  • Daycare Services
  • Home Health Care Services

Please contact our Work Comp Insurance advisor team at 702-477-7776.

If you would like to visit our offices,  Please Click for Directions to: 3085 S Jones Blvd Suite A, Las Vegas, NV 89146

Las Vegas Business Insurance

Nearly all businesses need some type of insurance to operate.  Some companies may not have any business property to insure but still need to protect the public with a general liability policy. Some businesses are more complicated and may need commercial auto, workers comp, property coverage, surety or contractor bond, business interruption coverage any many other types of protection. We are experienced Las Vegas Business Insurance brokers and long-time business owners. We will help you determine what coverage best fits your needs.

We would love to hear about your business. Please call us at 702-477-7776

Our Las Vegas office is conveniently located.  Please Click for Directions to: 3085 S Jones Blvd Suite A, Las Vegas, NV 89146

Types of Business Insurance You May Need

  • Workers Compensation – Provides benefits to employees who suffer work-related injuries or illnesses. Helps pay for medical care, wages from lost work time and more.
  • General Liability Insurance – Can help protect your business if sued for causing property damage or bodily injury to others.
  • Commercial Auto Insurance – Provides different coverages for vans, cars, trucks and other vehicles used by your company.
  • Vegas Group Health Insurance – Health insurance for you and your employees. We offer a variety of plans to choose from.
  • Surety Bonds – Required by law for certain business licenses and Contractor Bonds for public works contracts
  • Notary Bonds – Required by law for all notaries in Nevada. Includes $10K Errors and Omissions insurance.
  • Business Life Insurance – For business partners – used with a buy sell agreement in the event of an untimely partner death. Funds the buyout for the remaining partner.
  • Key Man | Key Person Life Insurance – Provides Funds  in the event of an untimely death of  a person key to the operation of the business.
  • EPLI or Employment Practices Liability Insurance – Coverage protects you against allegations of discrimination, wrongful termination and sexual harassment of employees.
  • Errors and Omissions Insurance, also known as E&O insurance and Professional Liability Lnsurance, helps protect from a lawsuit that claims you made a mistake in your professional services.
  • Commercial Umbrella Insurance – A Commercial Umbrella Policy helps protect your business from excess liability judgments for losses, injury, or death caused by neglect.
  • Landlord Insurance – Is an insurance policy that helps protect a property owner from financial losses connected with owning rental properties.
  • Industry Specific Insurance Packages
  • Las Vegas Event Insurance – Short Term Single Event Liability Insurance – Quote and Buy Online.
  • Business Owner Policy – Also called BOP is protection from all major property, liability risks and various specific risks combined into one package.

 

las vegas business insurance

Got a Business in Las Vegas?

Las Vegas is the most exciting place on earth to own a business, but you absolutely need to have the proper insurance. Bleecher Insurance Advisors has special coverage packages for most types of concerns.

 

las vegas business insurance

Resources for Las Vegas Businesses:

Las Vegas Metro Chamber of Commerce

Clark County Business Licensing Division

Frequently Asked Questions for  Business Insurance – FAQs

Insurance for Your Home-Based Business in Las Vegas
When you start a home-based business, buying insurance may not be your first priority, but you cannot afford to ignore it either. When the unexpected happens — and it will — having insurance coverage may mean the difference between the success and failure of your home-based business…

Insurance for Home-Based Businesses in Las Vegas

April 23, 2018

Home-Based Business Owners, You Need Insurance Coverage

When you start a home-based business in Las Vegas, buying insurance may not be your first priority, but you cannot afford to ignore it either. When the unexpected happens — and it will — having insurance coverage may mean the difference between the success and failure of your home-based business.

You may not require all types of insurance listed here, but taking some time now to consider your insurance needs can save you money and headaches in the future. Ultimately, after reading this article, the best way to determine your complete needs is to consult with your insurance agent. Explain to them the details of your home-based business and he or she should be able to determine the best insurance coverage for you (and any employees).

Health Insurance

Health insurance should be the first consideration for yourself and any employees you may have. If you have just left your current job to start your own business, you may be eligible for COBRA, which will provide temporary interim coverage. This will keep you covered while you search for the best health insurance policy.

Disability Insurance

Disability insurance will guarantee that you have some income should you suddenly become unable to work because of injury or illness. Having this extra peace of mind is almost always well worth the extra money you pay.

Life Insurance

Life insurance will help ensure that your family has the money it needs should you meet with an untimely death. Some lenders require that you have life insurance before they’ll issue a loan; this guarantees that the loan will be repaid if you meet with an untimely end.

Business Property Insurance

Business property insurance helps protect you against loss of inventory or equipment. If your business equipment or inventory is damaged in a flood, fire, or other disaster, this type of insurance will allow you to recoup your losses.

General Liability Insurance

Comprehensive general liability insurance is necessary for your home-based business if you plan on having clients or customers visit your home. Whether you plan to hold meetings, allow customers to pick up merchandise, or have members of the public enter your home for any other reason, this insurance will protect you if someone is injured while on your property. This insurance will typically pay for your legal defense should you face a lawsuit as the result of a fall or other damage that occurs on your property.

Business Interruption Insurance

Business interruption insurance will help your business recover from natural disasters. Even in Las Vegas things can happen. It will cover you for income lost during the disaster, and will pay for operating expenses that continue to accrue, even though your business isn’t up and running.

Workers’ Compensation Insurance

Workers’ compensation insurance is an absolute necessity if you plan on having employees working out of your home. Without workers’ comp, you’ll be responsible for any medical expenses arising from injuries employees sustain while working for you. Many home-based business owners mistakenly believe that this type of insurance is only required by businesses that have a retail or separate location, but that’s not the case. Another mistake is assuming that only ‘dangerous’ employers (such as construction or movers) need this type of insurance. But what if your employee slips on the stairs or their chair breaks? While those are both unlikely, they are possible and the less risky your business, the cheaper the insurance will be.

These insurance plans can help ensure that you are prepared to face any eventuality that might occur while you are running your own business. Disasters, accidents, and crises can strike at any time. By preparing now, you may be saving you and your company significant financial loss, wasted time, and difficulty.

So why not get started today and call Micah and Maria at 702-477-7776 for excellent advice from Bleecher Insurance Advisors