Business Insurance

Las Vegas Landlord Insurance Policy Discounts

• New Homes/Home Renovation Discount – Homes constructed during the current calendar year and the last 7-9 calendar years (depending on State) are acceptable for this discount. Homes which have been renovated are also acceptable for this discount provided the specified work has been completed by a qualified (licensed where required) contractor and the appropriate documentation submitted.
• Affinity Discount – This discount is available for insureds who are members of an “eligible” group and meet other specified criteria.

Call Macquel at 702.477.7776 for more information on Las Vegas Landlord Insurance Policy discounts.

Las Vegas Event Insurance and Event Liability Coverage

The Bleecher Insurance team brings 30+ years of real world business & accounting experience to the table as your Las Vegas Event Insurance Agent. Click the link below and you get receive a quote and purchase right online. If you need assistance with your purchase of event insurance our office number is 702.477.7776. Please feel free to give us a call.

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Las Vegas Event Insurance Types we Offer:

Event Cancellation Insurance

Event Cancellation Insurance protects your revenue or expenses from an event against cancellation due to circumstances beyond your control. These circumstances can include, but are not limited to, hurricanes, earthquakes, severe/adverse weather, terrorism, labor strikes, non-appearance of key people, and unavailability of the venue due to fires, floods, or power outages.

A typical buyer of Event Cancellation Insurance would include Tradeshows, Conferences, Expos, Consumer Shows, Annual Meetings, Conventions, Sporting Events, Festivals, and more.

• $150 minimum premium
• In most cases, instant quotes available for up to $1,000,000 in limits.
• Otherwise,within 24 hours you will receive an email notifying you that your quote is available after an underwriter has reviewed it.

Las Vegas Special Event Liability Insurance

Special Event Liability Insurance provides you with protection for third party bodily injury and property damage arising out of an event. Whether someone falls and gets hurt, or damage to someone else’s property, WE can provide protection by assuming the risk of legal claims brought by a third party. We can cover many types of events from fairs and festivals, consumer shows, fundraisers, dances, meetings, luncheons, parties, weddings, and more.

• As low as $100 minimum premiums
• Short-term and annual organizers, and short-term and annual exhibitor coverage available
• Additional coverages, such as liquor, non-owned hired auto, additional insureds,inland marine, and waivers of subrogation are also available through the system.
• Organizers who purchase coverage for a conference/tradeshow/convention /expo can offer their exhibitors liability coverage under a master policy for only $65 each.

Weather Insurance

We can’t ENSURE the weather… but we can INSURE it! If you are organizing a sporting event, concert, festival, wedding, or commercial production, your financial success depends on an extended period of good weather. With the success of your venture riding on something so unpredictable, you don’t want to rely on luck alone. That’s where HCC Specialty’s Weather Insurance program comes in to protect your revenues or expenses from adverse weather that could alter the expected results of your event.

Currently available for:

• Incremental rainfall accumulation or dry hours
• Golf Tournament Cancellation Insurance – adverse weather causing cancellation
• Big Day Umbrella Insurance – wedding day rain insurance

Prize Indemnity Insurance

Prize Indemnity Insurance enables you to offer a risk-free large prize for a fraction of the prize value. With Prize Insurance, you benefit from increased visibility, name recognition and increased sales while resting assured that you are protected from any unnecessary liability. We provide you a real insurance policy with real financial guarantees, not merely a business contract.

With one swing of the club, your tournament participant could drive away in a luxury car, win a dream vacation, or just pocket a large check. Part of the Winsurance® promotional coverage portfolio, our Hole-in-One insurance allows you to transfer the risk of someone making that big prize hole-in-one to an A+ Best rated insurer.

• Golf – Hole-in-One and Putting Contests
• Football – Field Goal Kick and Football Toss Contests
• Basketball – Half Court Shot and Parlay Contests
• Hockey – Red Line and Blue Line Slot Shots

Please contact us at 702.477.7776 for additional information regarding your  Event Insurance and Special Event Coverage.

Las Vegas Landlord Insurance

Landlords and investors in Homes, Apartments and condominiums have special needs when it comes to finding comprehensive insurance coverage designed for multi-family housing units. Our Habitational coverage safeguards your assets plus offers options such as liability protection for condominium association members and loss of rental income for apartment owners.

Coverage options include:

• Master Key
• Expanded Directors and Officers Liability (condominium)
• Business Income (apartment)

Please contact Maria at 702.477.7776 for more information on Las Vegas Landlord Insurance for your Apartment building or condo.

Coverage Examples for Landlords in Las Vegas

Property

Customized Property coverage tailored to meet your individual needs, including: buildings, business property, loss of rents, replacement cost, inflation guard and equipment breakdown coverage.

General Liability

Offers protection for premises, contractual, personal and advertising injury as well as many other liability exposures.

Crime

Protection ranges from theft of personal property (inside and outside your complex) to employee dishonesty, depositor’s forgery and broad form money and securities coverage.

Optional coverage’s and limits

Apartment owners have unique requirements. We offer a choice of additional coverage’s and higher limits in some areas such as outdoor signs and accounts receivable to meet your individual needs.

Optional Unit-Owners coverage

Coverage for individual unit-owners’ improvements and betterments is available. Choose from three unique unit-owners coverage options.

Optional Directors/Officers Liability

Provides protection to current as well as past board members from claims of negligence in fulfillment of duties and responsibilities. Volunteers, committee members and employees can also qualify for coverage.

Please contact us at 702.477.7776 for additional information regarding your  Las Vegas Landlord Insurance.

Key Person | Key Man and Business Life Insurance in Las Vegas

Types of Business Life Insurance

As a business owner, you spend many hours working and developing your business. But have you thought about what would happen to your business should you or your partner become disabled or die? To preserve the future of your business, it is important that your create a business continuation plan. Such plans often include a “buy-sell” agreement. A buy-sell agreement, funded by life insurance and written while the owners are alive, ensures that your heirs can sell their share of the business to surviving owners – and that the surviving owners can buy their share. Each owner also agrees not to sell their interests without first offering it to the remaining owners at an agreed-upon price or formula. Consider the following options for your business:

Key Man Life Insurance:

Key Man Life Insurance is designed to help your business survive the loss of a partner. To preserve the business, many partnerships have a buy-sell agreement, which fixes both the price and terms of the sale in the event a surviving partner buys out a deceased partner’s interest. Life insurance can provide the necessary funds no matter when the partner’s death occurs.

Sole Proprietorship Life Insurance:

You may want to transfer your business to a successor, in which case life insurance purchased by your heirs can provide funds to pay estate taxes and help sustain the business during the initial period of new management. Or, if your employees are interested in carrying on your business, a buy-sell agreement can be funded with life insurance to assure that your family will receive the optimum value for the business.

Stockholder Life Insurance:

We often recommend that you use life insurance to create a pre-death buy-sell agreement certifying that if a stockholder should die, the remaining stockholders can purchase his/her shares at a fixed price. This will guarantee that heirs will receive cash for their inherited business interest and that surviving stockholders will maintain control of the business.

Please contact us at 702.477.7776 for additional information regarding your  Business Life Insurance.

Las Vegas Document Preparation Service Bond | Nevada Document Preparation Service Bond

The 2013 Nevada State Legislature created a new statute NRS Chapter 240A governing the registration, licensing, and conduct of persons who provide Document Preparation Services was enacted. There are a number of registration requirements, but in addition non-attorney document preparers will need to post cash or a $50,000 surety bond.

Please call M Hill Insurance Agency at 702-477-7776 or toll free at 800-314-7003. We will be able to help you get your surety bond at and we can rapidly and effortlessly assist you with the required Surety Bond.

Effective March 1, 2014, a person who, for compensation and under the instructions of a client, provides assistance in various legal matters is required to be registered with the Secretary of State of Nevada as a Document Preparation Service. This new law provides consumers protections and remedies for violations of conduct by a Document Preparation Service.

Registration applies to an individual not a business. Should there be more than one individual in a business conducting document preparation services, each person who performs document preparation services must register with the State of Nevada and post cash or a surety bond.

Who is Required to Register as a Document Preparation Service?

Any person, who, for compensation and at the direction of a client, provides assistance to the client in a legal matter. These include:

• Preparing or completing any pleading, application or other document for the client,
• Translating the client’s answer to a question posed in such a document,
• Securing any supporting document, such as a birth certificate, required in connection with the legal matter,
• Submitting a completed document on behalf of the client to a court or administrative agency.

Document preparation services include preparing documents for any will or trust; any proceeding, filing or action affecting the immigration or citizenship status of a person; or any proceeding filing or action otherwise affecting the legal rights, duties, obligations or liabilities of a person. See NRS 240A.040

Call the Surety Bond Team at M Hill Insurance Agency at 702-477-7776. We provide exceptional service and can help you with any Surety Bond you require. We serve Las Vegas, Reno, Pahrump, Mesquite, Carson City, Henderson and everywhere in Nevada.

Please contact us at 702.477.7776 for additional information regarding your Las Vegas Document Preparation Service Bond.

Las Vegas Notary Bonds | Las Vegas Notary Bond

Clark County and Las Vegas requires a $10,000 Notary Bond for all Notary Publics that includes $5,000 of errors and omissions insurance and our Special Notary Program offers $10,000 of errors and omissions. The cost to you for a Las Vegas Notary Bond with this coverage is only $80.00, and we accept cash, money orders, or credit cards. The entire process only takes a few minutes so call us today at 702-477-7776.

The M Hill Insurance Team brings 30+ years of real world business & accounting experience to the table as your Las Vegas Notary Bond Agent. We can assist you and quickly get a Las Vegas Notary Bond for you. Our office number is 702.477.7776

Click Here for the Clark County web site and more info on Las Vegas Notary Bonds and the requirements for being a Notary Public.

Notary Bonds work to protect the public from notarial negligence. Most states require a notary bond to protect the public, not the Notary from negligent mistakes or dishonest acts by a Notary.

• In Las Vegas Notary Bonds Protect the public – not the Notary – from liability or dishonesty.
• In Las Vegas Notary Bonds cover monetary damages for claims made against a Notary.

The Five Steps to Becoming a Las Vegas Notary in Nevada

1. Complete a notary application for a new or renewal appointment
2. Complete a notary education/training course (if applicable)
3. Obtain a notary bond and file surety bond
4. Submit all necessary documents & fee to the Secretary of State’s Notary Division
5. Obtain a notarial stamp and journal

Please contact us at 702.477.7776 for additional information regarding your Las Vegas Notary Bond.