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Police Insurance Discounts

Las Vegas Police Insurance Discounts

Almost every insurance company gives you a discount if you’ve had no tickets or accidents, insure more than one car on your Auto insurance policy or if you’ve bought a Homeowners or other type of policy with the same company. But now we’re offering you another way to save on your insurance.

We don’t have to tell you that it takes a special kind of person to be a police officer. Here at The M Hill Insurance Agency, we know that not everybody has that dedication.

Now we’re offering you another way to save on your insurance—and all you have to do is be yourself. The same qualities that make you a successful police officer also make you a good customer, and our studies show that people like you are particularly responsible and careful drivers. That makes you less likely to have an accident and therefore a better risk to insure.

Many carriers have decided to reward your safe driving with a special preferred rate on your Auto insurance. Ask your local agent for details and qualification requirements. Availability may vary by state.

And while we’re sure you’ll appreciate the preferred Auto rates we’re able to offer you, there’s much more to our great service than competitive rates.

Call Macquel at 702.477.7776 for more information on Las Vegas Police Insurance.

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Teachers Insurance Discounts

Las Vegas Teachers Insurance Discounts

Almost every insurance company gives you a discount if you’ve had no tickets or accidents, insure more than one car on your Auto insurance policy or if you’ve bought a Homeowners or other type of policy with the same company. But now we’re offering you another way to save on your insurance.

You’re in a class of your own

We don’t have to tell you that it takes a special kind of person to work in education. We know that not everybody has that dedication and selflessness.

The same qualities that make you a good teacher also make you a good customer, and our studies show that educators are particularly responsible and careful drivers. That makes you less likely to have an accident and therefore a better risk to Insure.

Many carriers have decided to reward your safe driving with a special preferred rate on your Auto insurance. Ask your local agent for details and qualification requirements. Availability may vary by state.

And while we’re sure you’ll appreciate the preferred Auto rates we’re able to offer you, there’s much more value in our good service than competitive rates.

Call Macquel at 702.477.7776 for more information on Las Vegas Teachers Insurance.

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Home Owner Insurance Discounts

Las Vegas Home Owner Insurance Discounts

Below is a list of discounts commonly seen in homeowners insurance policies.

  • Homeowners/Auto Discount – A discount on your Homeowners or Renters Policy may be applied if the person named on the Homeowners or Renters policy, or their spouse, is also the person named on an Auto Policy.
  • Home/Life Discount – This discount applies if the specified criteria are met.
  • Protective Devices Discount – This discount applies when the insured maintains specified protection devices.
  • New Homes/Home Renovation Discount – Homes constructed during the current calendar year and the last 7-9 calendar years (depending on State) are acceptable for this discount. Homes which have been renovated are also acceptable for this discount provided the specified work has been completed by a qualified (licensed where required) contractor and the appropriate documentation submitted.
  • Interior Inspection – This discount is available to homeowners policyholders who agree to, and complete, an inspection of their home’s interior by an authorized inspector.
  • Age 50 Plus Discount – This discount applies if the oldest named insured is age 50 or older.
  • Non-Smoker Discount – Applies when all resident members of the household have not smoked tobacco products in the past 2 years.
  • Mortgage Origination Discount – This discount applies if the insured has a mortgage originated with Bank of America and is referred by Bank of America, subject to other qualifications.
  • Homeowners Association Discount – This discount is available if the home is located in a community that meets the definition of a “gated” or “secured” community.
  • Affinity Discount – This discount is available for insureds who are members of an “eligible” group and meet other specified criteria.

Call Macquel at 702.477.7776 for more information on Las Vegas Home Owner Insurance discounts.

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Auto Insurance Discounts

Las Vegas Auto Insurance Discounts

Below is a list of discounts commonly seen in Auto Insurance Policies.

  • Auto/Homeowners Discount – A discount on your Auto Policy may be applied if the person named on the auto policy, or their spouse, is also the person named on a Homeowners or Renters Policy.
  • Two or More Automobile Discount – The Two or More Car Discount shall be applied to two or more private passenger automobiles which are kept at the same location and owned (or leased on a long term basis) by:
    • An individual or husband and wife or a parent, grandparent, son, daughter, son-in-law, daughter-in-law, brother, sister or grandchild of either who is a resident of the same household.
    • A corporation, partnership, or association if the automobile is not rated for business use.
  • Affinity Discount – This discount may be available for insureds who are members of an “eligible” group and meet other specified criteria.
  • Electronic Funds Transfer (EFT) – This discount may be available to customers who enroll in automatic checking withdrawal billing system.
  • Farmers and Ranchers Occupational Discount – Automobiles, including farm trucks not exceeding one ton, shall be entitled to the “Farm Discount” or the “Farmers Occupational Rates” provided: The named Insured is the owner, tenant, or permanent resident of the farm or ranch premises, and; The automobile is principally garaged on a farm or ranch, and; The automobile is not customarily used in driving to and from work other than farming, or in driving to or from school, and; The automobile is not customarily involved in nor required for any occupation other than farming.
  • Good Student Discount – All single owners and operators under 25 years of age, whose use of the automobile affects the rates charged, must be full-time students in high school, or enrolled as full-time students in academic courses in a college or university. Each student must be in the upper 20% of the academic standing of his or her class, have a grade average of “B” or its equivalent, in schools that maintain a system referred to as a “Dean’s List”, Honor Roll”, or comparable designation, the student shall have attained such designation of academic standing.
  • Senior Defensive Driver Discount – To qualify for this discount in most cases the principal operator must be at least 65 years of age or, in some states, 55 years of age and have successfully completed a Driver’s Education course approved by the Department of Motor Vehicles. A certificate of completion from the approved agency must be furnished to the company.
  • Anti-Lock Brake Discount – To qualify, the automobile must be equipped with a factory-installed Anti-lock braking system on all 4 wheels.
  • Passive Restraint Discount – The discount is available on Medical coverage. To qualify, the automobile must be equipped with a factory-installed air bag or other passive restraint system that meets Federal Safety Standards.

Call Macquel at 702.477.7776 for more information on Las Vegas Auto Insurance discounts.

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Las Vegas Farmers Insurance

Long before we started our Award Winning Las Vegas Farmers Agency in 2006, we were Farmers Insurance customers. In fact at one time or another we were customers of just about every big insurance company there is. In our experience, Farmers Insurance always gave us the best service. Whether it was our annual insurance reviews or claims issues, Farmers Insurance always came through for us and that is what made it easy to become a Farmers Insurance Agent.

What is an Annual Insurance Coverage Review?

An Annual Insurance Coverage Review is our way of helping you design an insurance program to meet your ever-changing insurance needs by sitting down with your Las Vegas Insurance professional and reviewing the changes in your life.

  • As your life changes, so should your policy.
  • An opportunity to take advantage of our latest improvements.
  • How often should you have a free Annual Insurance Coverage Review? Call us at 702.477.7776 to make an appointment.

Fast, Fair and Friendly Claims Service

Having your claim handled quickly, fairly and courteously is important to you. And, it’s important to us at Bleecher Insurance too. We take pride in our commitment to provide you with prompt, courteous service in the event of a loss. We’re there when you need us, whether it’s for a fender-bender or a major accident.

For all your Las Vegas insurance needs, both business and personal, Call Macquel, Farmers Insurance Agent at 702.477-7776

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Las Vegas Motorcycle Insurance

M Hill Insurance Agency provides specialty insurance products through the industry leader in insuring specialty products such as Mobile Homes, Specialty Homeowners, Landlord, Motor Homes, Travel Trailers, Motorcycles, Off-Road Vehicles, Snowmobiles, Personal Watercraft and Boats.

Las Vegas Motorcycle Insurance Policies

M Hill Insurance Agency offers Las Vegas motorcycle insurance through the national leader in specialty insurance. Choose the motorcycle insurance that gives you real peace of mind while you ride. Our specialized motorcycle policy provides outstanding standard and optional coverages, including coverage for accessories, safety-related gear and much more. We accept a wide variety of motorcycles, including:

  • Cruisers
  • Touring bikes
  • Sport cycles
  • Trike conversions
  • Custom cycles
  • Classic bikes
  • And more!

Off-Road Vehicle Insurance

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Boat Insurance

We provide specialty insurance products with carriers that leads the industry in insuring specialty products such as Mobile Homes, Specialty Homeowners, Landlord, Motor Homes, Travel Trailers, Motorcycles, Off-Road Vehicles, Snowmobiles, Personal Watercraft and Boats.

Boats

M Hill Insurance Agency offers Las Vegas boat insurance through the national leader in specialty insurance. You can relax and truly enjoy the water when you choose our specialized Las Vegas boat insurance. Pick the coverages that best fit your situation – our policy can be tailored to fit what you want, whether that’s basic coverage or a complete package with several optional coverages. Eligible boats include:

  • Bass boats
  • Ski boats
  • Recreational power boats
  • Sailboats up to 26 feet long
  • Cabin cruisers
  • Day sailers
  • Runabouts
  • Pontoon boats
  • Jet boats
  • Bow riders
  • Deck boats
  • And much more!

Please contact Maria & Micah at 702.477.7776 to learn more about how you can get Las Vegas Boat Insurance policy

Personal Watercraft

M Hill Insurance Agency offers personal watercraft insurance through the national leader in specialty insurance. Whether you want basic coverage or a complete package with several optional coverages, you can select the coverages that best fit your situation. Covered personal watercrafts include:

  • Single-user personal watercraft
  • Multi-user personal watercraft
  • Expensive new units
  • Older and lower-value units

Please contact Macquel at 702.477.7776 to learn more about how you can get a specialized Family Boaters policy.

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Las Vegas Life Insurance

Whether you need Term Life Insurance, Whole Life Insurance, Universal Life Insurance or other Las Vegas Life Insurance products, we are here to help. We have both instant issue life insurance as well as life insurance products that need underwriting. Please call Macquel at 702.477.7776 for a fast and friendly quote. It Only takes a couple of minutes!

Las Vegas Life Insurance Can Do Some Amazing Things!

Such as…

  • Buy Your Loved ones time to grieve
  • Pay Off Debts and Loans
  • Keep Your Family in Their Home
  • Prefund Your Child’s College Education
  • Keep Your Family Business IN Your Family
  • Provide a Stream of Income for Your Family to Live On

There is Only One Catch, You Need to Own Life Insurance! Call Micah or Maria at 702.477.7776

How Much Las Vegas Life Insurance Do You Need?

If you have a family, many experts suggest that you need an amount equal to 5 to 10 times your annual salary. However, many people own higher coverages to provide more income for their family.

How Can Las Vegas Life Insurance Funds Be Used?

Your life insurance funds can be used for a number of needs, including:

  • Any needs after the time of death, such as final illness expenses, burial costs and estate taxes.
  • Funds for a readjustment period, to finance a move, or to provide time for family members to find a job.
  • Ongoing financial needs, such as monthly bills and expenses, day-care costs, college tuition or retirement.

Remember… Life Insurance Benefits DO NOT pass through Probate, so your family gets the money right away.

Las Vegas Life Insurance Articles:

Las Vegs Life Insurance Policies Explained
Life insurance is an essential part of financial planning. One reason most people buy life insurance is to replace income that would be lost with the death of a wage earner. The cash provided by life insurance also can help ensure that your dependents are not burdened with significant debt when you die.

Las Vegas Life Insurance Buyer’s guide
When you buy life insurance, you want coverage that fits your needs and doesn’t cost too much. First, decide how much you need – and for how long – and what you can afford to pay.

Click Here for Information on Key Man and Business Life Insurance

Please contact Macquel at 702.477.7776 for more information on Las Vegas Life Insurance.

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Las Vegas Renters Insurance

You can Protect your belongings and Protect the assets you’ve worked so hard for!

Personal Property – Las Vegas Renters Insurance provides coverage for your household contents and personal belongings. You may think your couch, coffee table, sweaters, shoes, coats, TV, VCR and CD player aren’t worth a lot but those items all add up.

Personal Liability – In the event someone is injured on your property or you damage property that belongs to others, you could be held legally liable for the injury or damage. The renters policy provides personal liability coverage to financially protect you should this ever occur.

When you are ready to purchase your own home, discover the benefits of a homeowners or condominium policy.

How much Las Vegas Renters Insurance do you need?

Use our Las Vegas Renters Insurance Home Inventory checklist to list all your possessions, when you bought them and the price paid for them. Review the list with us to decide the coverage you need.

At M Hill Insurance Agency, we understand that no two customers have the same insurance needs. We’ll work hard to give you the best coverage combinations to fit your lifestyle and budget.

Please contact Macquel at 702.477.7776 for more information on Las Vegas Renters Insurance.

More Las Vegas Renters Insurance Information:

Questions and Answers about Las Vegas Renters Insurance
“In any given year, burglary losses in the United States run in the billions of dollars. The average residential loss often exceeds $1,000.00” (Insurance Industry News)… read more

More Resources for Las Vegas Renters