Las Vegas Auto Insurance Discounts

Auto/Homeowners Discount - A discount on your Auto Policy may be applied if the person named on the auto policy, or their spouse, is also the person named on a Homeowners or Renters Policy.
Auto/Life Discount - The discount applies to the Auto policy, provided a member of the household is also the owner of a Term, Whole Life, Universal Life or Variable Universal Life insurance policy* with a face amount of $50,000 or greater issued by Farmers NewWorld Life Insurance Company Mercer Island, WA 98040.
Two or More Automobile Discount - The Two or More Car Discount shall be applied to two or more private passenger automobiles which are kept at the same location and owned (or leased on a long term basis) by:
- An individual or husband and wife or a parent, grandparent, son, daughter, son-in-law, daughter-in-law, brother, sister or grandchild of either who is a resident of the same household.
- A corporation, partnership, or association if the automobile is not rated for business use.
Affinity Discount - This discount is available for insureds who are members of an "eligible" group and meet other specified criteria.
Electronic Funds Transfer (EFT) - This discount is available to all customers who enroll in Farmers EasyPay automatic checking withdrawal billing system.
Farmers and Ranchers Occupational Discount - Automobiles, including farm trucks not exceeding one ton, shall be entitled to the "Farm Discount" or the "Farmers Occupational Rates" provided: The named Insured is the owner, tenant, or permanent resident of the farm or ranch premises, and; The automobile is principally garaged on a farm or ranch, and; The automobile is not customarily used in driving to and from work other than farming, or in driving to or from school, and; The automobile is not customarily involved in nor required for any occupation other than farming.
Good Student Discount - All single owners and operators under 25 years of age, whose use of the automobile affects the rates charged, must be full-time students in high school, or enrolled as full-time students in academic courses in a college or university. Each student must be in the upper 20% of the academic standing of his or her class, have a grade average of "B" or its equivalent, in schools that maintain a system referred to as a "Dean's List", Honor Roll", or comparable designation, the student shall have attained such designation of academic standing.
Senior Defensive Driver Discount - To qualify for this discount the principal operator must be at least 65 years of age or, in some states, 55 years of age and have successfully completed a Driver's Education course approved by the Department of Motor Vehicles. A certificate of completion from the approved agency must be furnished to the company.
Anti-Lock Brake Discount - To qualify, the automobile must be equipped with a factory-installed Anti-lock braking system on all 4 wheels.
Passive Restraint Discount - The discount is available on Medical coverage. To qualify, the automobile must be equipped with a factory-installed air bag or other passive restraint system that meets Federal Safety Standards.
Prior Insurance Discount - Insureds in Mid-Century who have been continuously insured by any insurance carrier over the prior six months qualify.
Youth Education and Safety Discount - The Y.E.S. Program offers two discount options for youthful drivers in the Mid-Century Company--the Y.E.S. Premier and Y.E.S. Standard Youthful Driver Discount plans. Apply to any youth under the age of 25. The youth must live with their parents or guardians, unless attending and residing at a college/university. No citations or accidents for the youthful driver in the past 36 months or for the length of time driving, whichever is shorter. The youthful driver must successfully complete a video/workbook program covering issues on insurance economics and driving safety.

Please contact Maria at 702.477.7776 for more information on Las Vegas Auto Insurance Discounts.